Business owners should have to assume risk.  After all, they are in the business of making a return on their investment better than they might have achieved if they had taken no risk. But what if government creates a statutory…

Behaviour can be predicted, shaped and molded.  Economists tell us we can predict and shape consumer behaviour by adjusting variables.  Anyone seriously looking at the LTB's system today will agree that the variables in place guarantee frivolous matters being filed,…

Written tenancy agreements for Ontario's residential landlords have been inconsistent and confusing.  Existing leases are jam-packed with illegal clauses and in some cases, there is no written lease at all.  Some small landlord investors are of the mistaken belief that…